Net 40% of your course handicap...here was today...I played one of the best rounds of my carreer...39 on the front...partner made 1 par...on 10 I remind him we're individual stroke play once on tee box, once in the fairway...he proceeds to miss a 4 foot par putt, rake it back, miss a forward shove then pick it up...the Aussie we were playing with comes barreling over..."you gotta play that mate...you gotta hole out mate..." He walks back, drops it, taps it...9...then he goes triple, quad triple...wtf...by then I'd ordered beer and Rhoudy and I were floating in the clouds....